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The Benefits of Talking to Your Kids When Looking for a Retirement Community

Moving to a retirement community is a great option for adults who want more freedom and don’t want to continue maintaining a home on their own. And, if you’re lucky, you have kids, family or friends who are willing to help you make the big move. But should you let them be involved earlier in the process, when you’re still deciding which community to move into? The answer is almost always “yes.”

Discussing Finances with Your Children

Choosing a retirement community is exciting. Many luxury communities encourage independent living that’s more engaging and exciting than living alone, but there are practical aspects to consider as well. Finances are at the top of the list. You need a community you love, but can also afford. If your children are involved in the search, you’ll have to discuss finances with them so they have a realistic view of what is and isn’t achievable as they help you research options.

It’s usually best to explain finances early in the process so you don’t get off track. If you’re uncomfortable bringing up the conversation, just remember that your children are here to help. They support you and can often help you make the most of your retirement funds. You should:

  • Explain your financial situation, including relevant assets, retirement funds and your plans to pay for the community
  • Discuss long-term financial plans to maintain or grow your funds, or pay for different living arrangements in the future
  • Set boundaries on what you are and are not willing to pay for based on your goal lifestyle
  • Be open to advice from your kids, who may have expertise and new ideas for how you can use your funds more effectively

By bringing up the conversation early, being open to advice and firm on your goals, you’ll put your children in the best position to help you find a retirement community you love.

More Reasons to Include Your Children When Researching Retirement Communities

1. Your Children Are an Additional Set of Eyes, Ears and Opinions

As you begin to think about what accommodations, features and amenities will best serve you in a retirement community, your kids may be able to help you think about things you may not have otherwise considered.

For example, you may be focused on the living space itself, while your kids may pay more attention to other aspects of the community. You may be focused on weekly housekeeping that ensures you have more free time, while your kids look for key services like snow removal that will be essential in the winter. They may also point out how much you’d like additional services, like a concierge who can help you plan activities outside of the community.

Some aspects to discuss with your children include:

  • Home and building maintenance
  • Community security measures
  • Transportation and how you’ll get in and out of the community
  • Services like housekeeping and snow removal
  • Amenities, such as concierge service, dining and gathering areas and outdoor areas

Your kids are often some of the people who know you best, so they’ll be able to point out things that will be important to you that you may miss. The more eyes you have on the community, the less likely you are to overlook something important.

2. Living Near Family May Be an Important Consideration

When you move into a retirement community, you’re likely to have many more opportunities to engage and connect new friends — much more than what is currently available to you. But you may also be moving closer or farther from your children and their families. That’s a big reason to include your children in the decision. What’s a good location for them? Where would be easy and convenient for them to visit?

Being close to the kids’ workplace may also be more important than being close to their home, or vice versa, depending on which makes it easier for them to schedule their visits. Perhaps proximity to an airport is important, as well, for out of town relatives. For example, many adults prefer retirement communities close to Northern Virginia and the DC area because it’s easy for friends and family to visit after work in the city, or fly in for visits from other locations.

Your kids may have life decisions coming up that they haven’t yet discussed with you, such as a possible job change or a move to another city, which could impact where you want to live now and in the future. As you share this process with them, they can help you make the best decision for all concerned, especially if they have undisclosed considerations.

3. Kids May Be More Objective

Let’s face it, any move, including moving into a retirement community, is a big decision. It’s easy to get caught up in small details or the emotions that come with leaving a long-time family home. All those elements may make it more difficult for you to make a decision on your own.

However, the change is likely to be less emotional for your kids than it is for you; therefore, your kids may be able to see the situation from a much more balanced perspective. For example, you may love a community and its location, causing you to overlook lower-quality dining options and amenities. Your children might have a more objective view that weighs all the elements that will be most important to your long-term happiness. Use this perspective to help make the best decision possible.

Things Your Kids Should Know

There are many reasons to include your children in the process of researching and moving to a retirement community, but that doesn’t mean it’s always easy to bring them into the fold. Most adults who look into retirement communities want to be more active, not less. They want to enjoy luxury accommodations and amenities that will enhance their lifestyles. Those are some of the things you should share with your children when you first start talking to them about retirement communities. Make sure you share:

  • Why you want to move
  • Your goals or priorities for the move
  • Any medical or safety needs you have
  • Must-haves for the community, your apartment and additional amenities or services
  • Concerns or things you don’t want in a community
  • Your timeline for making the move

Find a Retirement Community that Fits You and Your Family

Many adults who move into retirement communities wish they’d made the transition sooner, so don’t wait to find a community if you’re interested in a change.

If you’re looking at DC retirement communities, be sure to check out Aspire at Belmont Bay in Woodbridge, VA. Our Northern Virginia retirement community offers spacious one- and two-bedroom floor plans with patio, balcony and den options, giving you the space you need to enjoy the luxury of worry-free living.

If you no longer enjoy handling the responsibilities of homeownership and would prefer to enjoy all the services and amenities that a retirement community, Aspire at Belmont Bay has options for you. Contact us today to learn how Aspire can help you create the retirement lifestyle you’ve always wanted.

Contact Us

With all of the decisions you need to make in choosing a retirement living community in Northern Virginia, we want to make sure you and your family have the information you need. Submit a request for more information and our team will be in touch shortly.

(571) 489-7070

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Woodbridge, VA 22192

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Woodbridge, VA 22191

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